AI-Powered Payments for Nigeria

Request. Collect.
Save Together.

OyaPayMe makes it easy to request money from friends, collect for events, and run Ajo savings groups — all powered by AI and WhatsApp.

Three Powerful Pillars

OyaPayMe Request

Request money from anyone via WhatsApp. AI generates friendly messages and payment links. They pay with one tap — no awkward conversations.

OyaPayMe Collect

Create collection pages for events, parties, or group expenses. Share one link — everyone contributes. Real-time progress tracking.

OyaPayMe Ajo

Run rotating savings groups digitally. Automatic cycles, payment reminders, and instant disbursement to collectors via Paystack.

Built on Trust

Secure Payments

Powered by Paystack, Monnify & Flutterwave — CBN-licensed PSPs

WhatsApp Native

Verified business profile with transparent creditor information

AI Intelligence

Smart reminders, message generation, and financial insights